INDEPENDENT MORTGAGE ADVICE FROM JOHN CHARCOL

We are delighted to have teamed up with John Charcol, the UK's leading independent mortgage adviser to provide you with expert mortgage advice. With over 34 years experience in the industry and winner of numerous industry awards, you will benefit from their advice whether you are looking to buy a new home, remortgage, buy to let or simply find out whether you have the most suitable mortgage for your needs.

WHY CHOOSE JOHN CHARCOL?
Independence: John Charcol's independence means that they are free to search from hundreds of different mortgages from the whole of the market to find you a mortgage that suits your individual circumstances.

Complete mortgage management: They will take care of your whole mortgage application, liaising with lenders, solicitors and valuers to ensure your application runs smoothly up until completion. You will receive a mortgage lifetime commitment, ensuring that your mortgage needs are regularly reviewed to ensure your mortgage remains competitive.

Exclusive access: Through John Charcol you will also have access to exclusive mortgages* with preferential terms and rates that you would not be able to get from other brokers or direct from lenders.

No obligation: You are under no obligation to choose a mortgage that a John Charcol adviser recommends but if you decide to proceed the whole mortgage process will be taken care of by your adviser.

CONTACT JOHN CHARCOL.
Please let us know if you would like more information about John Charcol or want to arrange an obligation-free appointment, with a John Charcol dedicated consultant.

Regulatory Wording

If you apply for a mortgage through John Charcol there will be a fee for mortgage advice, which is usually offset by the commission received from the lender. The typical amount a client pays is 0.22% of the loan. The precise amount will depend on your circumstances. Alternatively, you may choose a fee only option. This fee is typically 0.63% of the loan amount, in addition we will reimburse you the commission we receive from lender.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

John Charcol is a trading name of Charcol Limited. Registered office: 2nd Floor Chancery House, 53-64 Chancery Lane, London WC2A 1QU. Registered in England No. 3397767. Charcol Limited is authorised and regulated by the Financial Services Authority (FSA reg. 427339). Minimum age 18. *The term exclusive is defined as mortgages which are only available through Charcol Limited and @Charcol Limited and semi-exclusive mortgages are those which are available through Charcol Limited and @Charcol Limited and a limited number of other broker networks.